A clear strategy for your financial future
TFP Investment Counsel’s investment philosophy combines thoughtful portfolio management with a clear understanding of your goals. A written Investment Policy Statement, careful research and ongoing attention to risk guide our approach.
Serving clients across BC, AB, MB and ON, we focus on building and preserving wealth over the long term. Each strategy reflects your financial priorities, time horizon and comfort with market fluctuations.
Understanding what matters to you
Before recommending investments, your Portfolio Manager takes time to understand your financial position and future plans. Income needs, retirement goals, family commitments and access to cash all help shape your portfolio.
A confidential questionnaire provides a starting point for the conversation. It helps clarify your expectations and the level of risk you are prepared to accept.
A written Investment Policy Statement
Your Investment Policy Statement (IPS) documents your objectives, risk tolerance and target mix of investments. It provides a practical framework for managing your portfolio and reviewing investment decisions.
As your circumstances change, your IPS can be updated. It should continue to reflect your needs, whether you are accumulating wealth, preparing for retirement or drawing an income.
Managing risk with care
Capital preservation guides our approach. The aim is to pursue reasonable returns within your agreed level of risk, with diversification and asset allocation helping shape the portfolio.
A written strategy supports measured decisions during uncertain markets. It provides a reference point for reviewing investments and keeping short-term developments in perspective.
Research before decisions
Our approach emphasises quality businesses at reasonable prices. Fundamental research and technical analysis inform how investments are selected and when trades are considered.
The focus is on long-term ownership and ongoing review. Investment decisions are considered in the context of your overall portfolio and written strategy.
Diversification with a purpose
Your asset allocation balances different types of investments according to your needs. Diversification considers exposure across companies and industries, with careful attention to how holdings work together.
The right balance depends on your goals, income requirements and investment time horizon.
Careful attention to trading and costs
Unnecessary trading can add costs and work against a long-term plan. Our approach favours considered decisions and ongoing monitoring, with transactions assessed for their role in your strategy.
Investment management fees and other applicable costs are explained clearly, so you understand what you are paying for.
Ongoing review and clear communication
Your investment strategy evolves with your life. Regular conversations provide an opportunity to review progress, discuss portfolio decisions and consider changes in your needs.
Our team explains the approach in straightforward terms and welcomes your questions. You should understand how your portfolio supports your financial priorities.
We follow the CFA’s Institute’s Code of Ethics and Standards of Professional Conduct and the Financial Planning Standards Council’s Standards of Professional Responsibility.